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Normal Business Loan – Biashara Loan

Home Normal Business Loan – Biashara Loan

This is a normal Business Loan issued to business people for their various business needs: working capital, purchase of stock among others.


  • Have maintained an active account with Moto Hope Sacco.
  • Minimum 6 months consistent saving.
  • Minimum savings of Ksh. 5,000.
  • Interest rate of1% per month reducing balance.
  • Maximum Loan – 3 times savings
  • Loan amount ranges between Ksh. 10,000 to Ksh. 500,000.
  • Repayment period: A maximum of 24 months.


  • You need to be a Sacco member.
  • A duly completed loans application form.
  • Identity card/passport (both original & copy).
  • KRA pin.
  • Bank statement, MPESA statement, and/or valid business/farm records.
  • 2 recent colored passport size photos.
  • 100 for CRB report.
  • Security: Business/household assets

Note: There are charges for processing fee and insurance on each loan product